Live, Invest or Retire in Panama



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Forbes International Living has consistently, over the past 10 years, ranked Panama in the top 3 as the best places to Retire in the World 

PANAMA IS MORE THAN A CANAL. IT IS A PARADISE, with excellent weather, numerous diverse ecosystems, and breathtaking coastal areas. One can enjoy a high standard of living for a fraction of the U.S. and Europe's cost. There are numerous retirement incentives, affordable real estate, and excellent healthcare at affordable rates. As the bridge between North and South America and the corridor for East-West trade, Panama doesn't just sit at the center of the 21st-century global economy, it makes it possible.

Eight reasons why Panama Permanent Residency and Investment into Panama real estate is the best opportunity in the World today for you and your family.

1) Decree 722 Permanent Residency Option

An investor can invest as low as USD 300,000 into real estate and obtain Permanent Residency for themselves and their family within 30 days.  What is equally exciting, the entire application process can be completed in the country you live in, safe for a one time visit to register biometrics. In the meantime, a Permanent Residency Resolution will be issued to you.


Your real estate purchase contracts can be conditional upon approval of your Permanent Residency. Your purchase contracts are duly registered on title and confirmed by the Panamanian government. In this sense, the Panama law is very protective of the Buyer.

Your real estate purchase must be held for five years.  Your real estate investment can be sold in the first five years to take advantage of investment gains, but you must purchase another property in Panama and hold it for the balance of 5 years. There is no requirement to own property after those initial five years. Once five years are complete, you can apply and obtain Panamanian Citizenship.

2) Guaranteed Income Option

There is an opportunity to invest in real estate, continue living in your home country, have guaranteed income and then decide when you want to take advantage of your  Panama Permanent Residency visa.  The Property Management Guaranteed Income Program option offers a no-hassle five-year full-service property management program with guaranteed income yields.  The property management performance and guaranteed income outcomes secured by a performance bond insured by global insurers and reinsurers rated AM Best A- Excellent or better.

3) Pricing

Real estate investors are excited by value, what investor isn't; the Panama real estate price per sq.m. is only 25% of the cost of the same luxury properties in Hong Kong, New York, Los Angelas, London, Paris, Rome, and almost any other major international city; Panama offers outstanding value and affordability and benefits.  This is buying at the right time.

4) Panama

Panama is a strategic gateway into the Pacific, North America, and South America.

Panama is a cosmopolitan, dynamic city, where the modern and the traditional come together to create a cheerful and relaxed atmosphere. Here you can walk on the Cinta Costera and contemplate the beauty of the modern city, and you can discover the past and have fun at the Old Town of the capital city. The Panama Canal will amaze you with its engineering and its relevance in the global economy. If you are looking to make your purchases, Panama is a safe and affordable city that would rival any international capital city in the World today.

For some, Panama is the Hong Kong or Manhattan of Latin America with multiple shopping, restaurants, and nightlife.

Panama is a friendly, safe and diverse country.

Panama healthcare is affordable and considered the best in Latin America.

Panama has accredited and diverse, and affordable private schooling.

5) Prosperous

Many international companies in the top 500 have relocated headquarters their headquarters to Panama City.

Panama has transformed into an economic leader in Latin America in a stable and sustained manner over the past ten years. Panama ranks as the 42nd most competitive economy in the World (out of 138), second in Latin America only to Chile (33) and ahead of "developed" economies such as Italy or Portugal. Over 75% of our Gross Domestic Product (GDP) is derived from services (including roughly 10% from the Panama Canal), while agriculture and industry account for the rest.

Investing in real estate in Panama can be a smart way to generate income and grow your wealth. We recommend that foreign and domestic investors review carefully the guaranteed income program value and certainty opportunity that is an optional benefit to our real estate properties.

6) Accessible

Panama puts no restrictions on foreigner's real estate investments, which greatly appeals to foreign investors who highly value Panama's real estate.

7) Politics

Panama's government is very stable. The government is a constitutional democracy, and since 1994 every election has been regarded as fair. 

8) Pensioner-friendly

Panama's pensioner and retirement Pensionado program ranked one of the World's best retirement options for retires.   There are considerable healthcare and living benefits provided to all retirees in Panama.  Panama has a strong history of treating their elderly honourably and the respect they deserve in Panama's society.

In our opinion, Panama is the best investment and permanent residency option in the World today for investors and their families.

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